:root{--navy:#08395c;--navy2:#052d49;--teal:#079da3;--teal2:#18b4b0;--ink:#123047;--muted:#627487;--line:#dce7ef;--soft:#f3f9fc;--white:#fff;--shadow:0 10px 30px rgba(11,54,83,.10)}
*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;font-family:Inter,Segoe UI,Arial,sans-serif;color:var(--ink);background:#fff;line-height:1.5}a{color:inherit;text-decoration:none}img{max-width:100%;display:block}.container{width:min(1180px,92vw);margin:auto}.site-header{position:sticky;top:0;z-index:50;background:rgba(255,255,255,.97);backdrop-filter:blur(8px);border-bottom:1px solid #e8eef3}.nav-wrap{height:76px;display:flex;align-items:center;gap:22px}.brand img{width:230px}.nav-links{display:flex;gap:18px;align-items:center;margin-left:auto;font-size:14px}.nav-links a{padding:10px 0;color:#294b61}.nav-links a.active,.nav-links a:hover{color:var(--teal)}.header-cta{white-space:nowrap}.menu-toggle{display:none;background:none;border:0;font-size:24px}.btn{display:inline-flex;align-items:center;justify-content:center;gap:8px;border-radius:8px;padding:13px 18px;font-weight:700;border:1px solid transparent;cursor:pointer}.btn-primary{background:linear-gradient(135deg,var(--teal),var(--teal2));color:#fff}.btn-dark{background:var(--navy);color:#fff}.btn-outline{border-color:#a7bfce;background:#fff;color:var(--navy)}
.hero{
  position:relative;
  background:url('assets/hero-toronto.png') center right/cover no-repeat;
  min-height:540px;
}
.hero-overlay{
  position:absolute;
  inset:0;
  background:linear-gradient(
    90deg,
    rgba(255,255,255,0.90) 0%,
    rgba(255,255,255,0.72) 32%,
    rgba(255,255,255,0.22) 58%,
    rgba(255,255,255,0.00) 78%
  );
}

.hero-grid{position:relative;z-index:2;min-height:540px;display:grid;grid-template-columns:1.2fr .8fr;align-items:center}.hero-copy{max-width:670px}.eyebrow{font-size:12px;letter-spacing:.16em;font-weight:800;color:#24748d;margin-bottom:8px}.hero h1{font-size:54px;line-height:1.02;margin:0 0 18px;color:var(--navy2)}.hero h1 span{color:var(--teal)}.hero p{font-size:18px;color:#3e596d;max-width:700px}.hero-actions{display:flex;gap:12px;margin:24px 0}.trust-row{
  display:flex;
  gap:30px;
  margin-top:28px
}

.trust-row>div{
  display:flex;
  flex-direction:column;
  border-left:3px solid rgba(14,165,168,.55);
  padding:8px 14px;
  background:rgba(255,255,255,.28);
  border-radius:6px;
  backdrop-filter:blur(2px)
}

.trust-row strong{
  color:#123047;
  font-weight:800
}

.trust-row small{
  color:#415d70;
  font-weight:600;
  text-shadow:0 1px 1px rgba(255,255,255,.75)
}.hero-badge{justify-self:end;background:rgba(255,255,255,.93);padding:22px 24px;border-radius:12px;box-shadow:var(--shadow);color:#1e4a64;letter-spacing:.08em}
.section{padding:72px 0}.section:nth-of-type(even){background:#fbfdfe}.section-head{display:flex;justify-content:space-between;align-items:end;gap:20px;margin-bottom:24px}.section-head h2,.section h2{font-size:36px;line-height:1.15;margin:0;color:var(--navy2)}.section-head>a{color:var(--teal);font-weight:700}.cards{display:grid;gap:16px}.cards.six{grid-template-columns:repeat(6,1fr)}.service-card{background:#fff;border:1px solid var(--line);border-radius:12px;overflow:hidden;box-shadow:0 5px 18px rgba(18,48,71,.06);transition:.2s}.service-card:hover{transform:translateY(-4px);box-shadow:var(--shadow)}.service-card img{width:100%;height:150px;object-fit:cover}.card-body{padding:16px}.card-body h3{font-size:16px;margin:0 0 8px;color:var(--navy)}.card-body p{font-size:13px;color:var(--muted);margin:0}
.cmhc-section{background:linear-gradient(180deg,#eff9fd,#f8fcfe)}.cmhc-grid{display:grid;grid-template-columns:1fr 1.15fr .9fr;gap:30px;align-items:center}.cmhc-image{position:relative}.cmhc-image img{border-radius:16px;height:360px;width:100%;object-fit:cover}.cmhc-label{position:absolute;top:18px;right:18px;background:#fff;padding:14px 18px;border-radius:10px;box-shadow:var(--shadow);color:#aa1d26}.cmhc-copy p{color:#506a7e}.feature-stack{display:grid;gap:14px}.feature-box{background:#fff;border:1px solid #dce9ef;border-radius:12px;padding:18px}.feature-box h3{margin:0 0 8px;color:var(--navy)}.feature-box p,.feature-box li{font-size:14px;color:#5c7182}.feature-box ul{margin:8px 0 0;padding-left:20px}.disclaimer{font-size:12px;color:#6d7f8d;margin-top:20px}.standalone{text-align:center}
.calculator-tabs{display:flex;flex-wrap:wrap;gap:10px;margin:28px 0 18px}.calc-tab{border:1px solid var(--line);background:#fff;padding:11px 15px;border-radius:999px;cursor:pointer;font-weight:700;color:#385568}.calc-tab.active{background:var(--navy);color:#fff;border-color:var(--navy)}.calculator-shell{background:linear-gradient(135deg,var(--navy2),#0a5273);border-radius:18px;padding:24px;color:#fff;box-shadow:var(--shadow)}.calc-panel{display:none}.calc-panel.active{display:grid;grid-template-columns:1.5fr .7fr;gap:22px;align-items:end}.calc-fields{display:grid;grid-template-columns:repeat(4,1fr);gap:14px}.calc-fields label{font-size:13px}.calc-fields input{width:100%;margin-top:6px;padding:12px;border:0;border-radius:8px}.calc-result{background:rgba(255,255,255,.1);border:1px solid rgba(255,255,255,.25);border-radius:12px;padding:20px}.calc-result span{display:block;font-size:13px;opacity:.8}.calc-result strong{font-size:32px;display:block;margin-top:6px}
.inquiry-section{background:linear-gradient(180deg,#edf8fc,#fff)}.inquiry-grid{display:grid;grid-template-columns:.7fr 1.8fr;gap:34px;align-items:start}.inquiry-intro{position:sticky;top:110px}.secure-note{margin-top:20px;padding:12px;border-radius:10px;background:#e7f4f7;color:#316072;font-size:13px}.financing-form{background:#fff;border:1px solid var(--line);box-shadow:var(--shadow);border-radius:16px;padding:22px}.steps{display:flex;justify-content:space-between;border-bottom:1px solid #e4ecf1;margin-bottom:20px}.step{background:none;border:0;padding:10px 4px 16px;color:#8a9aa6;font-weight:700}.step.active{color:var(--teal);border-bottom:3px solid var(--teal)}.form-page{display:none}.form-page.active{display:block}.form-grid{display:grid;grid-template-columns:repeat(2,1fr);gap:15px}.form-grid label{font-size:13px;font-weight:700;color:#466073}.form-grid input,.form-grid select,.form-grid textarea{width:100%;margin-top:6px;padding:12px;border:1px solid #ccdae4;border-radius:8px;font:inherit}.form-grid .full{grid-column:1/-1}.form-nav{display:flex;justify-content:flex-end;gap:10px;margin-top:18px}.hidden{display:none!important}.form-status{margin-top:12px;font-size:14px}.markets{background:#f8fcfe}.market-grid{display:grid;grid-template-columns:repeat(6,1fr);gap:12px;margin-top:24px}.market-grid span{background:#fff;border:1px solid var(--line);border-radius:10px;padding:16px;text-align:center;font-weight:700;color:#31566d}.faq-grid{display:grid;grid-template-columns:repeat(2,1fr);gap:14px;margin-top:24px}.faq-grid details{border:1px solid var(--line);border-radius:12px;padding:18px;background:#fff}.faq-grid summary{font-weight:800;color:var(--navy);cursor:pointer}.faq-grid p{color:#5f7484}
.site-footer{background:#062f4a;color:#dbe7ee;padding:48px 0 18px}.footer-grid{display:grid;grid-template-columns:1.3fr .7fr 1fr 1fr;gap:34px}.footer-logo{width:220px;filter:brightness(0) invert(1);opacity:.95}.site-footer h4{color:#fff;margin:0 0 10px}.site-footer a{display:block;color:#dbe7ee;margin:6px 0}.muted{opacity:.7}.footer-bottom{border-top:1px solid rgba(255,255,255,.12);margin-top:30px;padding-top:16px;display:flex;justify-content:space-between;font-size:12px;opacity:.75}
@media(max-width:1050px){.nav-links{position:absolute;top:76px;left:0;right:0;background:#fff;padding:18px 4vw;display:none;flex-direction:column;align-items:flex-start}.nav-links.open{display:flex}.menu-toggle{display:block;margin-left:auto}.header-cta{display:none}.cards.six{grid-template-columns:repeat(3,1fr)}.cmhc-grid{grid-template-columns:1fr 1fr}.feature-stack{grid-column:1/-1;grid-template-columns:repeat(3,1fr)}.calc-panel.active{grid-template-columns:1fr}.calc-fields{grid-template-columns:repeat(2,1fr)}.inquiry-grid{grid-template-columns:1fr}.inquiry-intro{position:static}.market-grid{grid-template-columns:repeat(4,1fr)}}
@media(max-width:700px){.brand img{width:190px}.hero-grid{grid-template-columns:1fr;min-height:620px}.hero{min-height:620px}.hero h1{font-size:40px}.hero-overlay{background:rgba(255,255,255,.9)}.hero-badge{display:none}.trust-row{flex-direction:column;gap:12px}.cards.six{grid-template-columns:1fr 1fr}.cmhc-grid{grid-template-columns:1fr}.feature-stack{grid-template-columns:1fr}.calc-fields{grid-template-columns:1fr}.form-grid{grid-template-columns:1fr}.form-grid .full{grid-column:auto}.steps span{display:none}.market-grid{grid-template-columns:1fr 1fr}.faq-grid{grid-template-columns:1fr}.footer-grid{grid-template-columns:1fr 1fr}.footer-bottom{flex-direction:column;gap:8px}}

/* MLI Select dedicated page */
.program-hero{position:relative;min-height:560px;background:url('https://images.unsplash.com/photo-1545324418-cc1a3fa10c00?auto=format&fit=crop&w=2000&q=85') center/cover no-repeat;color:#fff;display:flex;align-items:center}.program-hero-overlay{position:absolute;inset:0;background:linear-gradient(90deg,rgba(4,38,61,.95) 0%,rgba(4,38,61,.84) 52%,rgba(4,38,61,.42) 100%)}.program-hero-grid{position:relative;z-index:1;display:grid;grid-template-columns:1.45fr .65fr;gap:48px;align-items:center;padding-top:70px;padding-bottom:70px}.eyebrow.light{color:#b6eff0}.program-hero h1{font-size:54px;line-height:1.04;margin:12px 0 20px;max-width:780px}.program-hero h1 span{color:#9ce0df}.program-hero p{max-width:730px;color:#d9e8ef;font-size:18px;line-height:1.65}.btn-outline-light{border:1px solid rgba(255,255,255,.65);color:#fff;background:rgba(255,255,255,.04)}.program-stat-row{display:grid;grid-template-columns:repeat(3,1fr);gap:14px;margin-top:34px}.program-stat-row>div{border-left:2px solid #7dd2d2;padding-left:13px}.program-stat-row strong,.program-stat-row small{display:block}.program-stat-row strong{font-size:20px}.program-stat-row small{color:#bdd1dc;margin-top:4px}.program-hero-card{background:rgba(255,255,255,.95);color:var(--navy);padding:28px;border-radius:16px;box-shadow:var(--shadow)}.program-hero-card>span{font-size:12px;letter-spacing:.12em;color:var(--teal);font-weight:800}.program-hero-card h3{font-size:24px;line-height:1.25}.program-hero-card ul{padding-left:20px}.program-hero-card p{font-size:13px;line-height:1.5;color:#5d7382}.threshold-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:18px}.threshold-card{border:1px solid var(--line);border-radius:16px;padding:26px;background:#fff;box-shadow:0 8px 24px rgba(18,48,71,.06)}.threshold-card.featured{border:2px solid var(--teal);transform:translateY(-6px)}.threshold-points{display:inline-block;padding:7px 12px;border-radius:999px;background:#e5f6f7;color:#167078;font-weight:800}.threshold-card h3{color:var(--navy);font-size:23px}.threshold-card dl{margin:0}.threshold-card dl>div{display:flex;justify-content:space-between;gap:16px;border-top:1px solid #edf2f5;padding:12px 0}.threshold-card dt{color:#6d7f8d}.threshold-card dd{margin:0;font-weight:800;color:#294b60;text-align:right}.program-detail-section{background:#f7fbfd}.two-col-info{display:grid;grid-template-columns:1.2fr .8fr;gap:44px;align-items:start}.two-col-info>div>p{color:#5e7382;line-height:1.7}.check-grid{display:grid;grid-template-columns:1fr 1fr;gap:12px;margin:24px 0}.check-grid div{background:#fff;border:1px solid var(--line);border-radius:10px;padding:14px;color:#31566d;font-weight:700}.small-note{font-size:13px}.info-panel{background:var(--navy2);color:#fff;border-radius:18px;padding:28px}.info-panel h3{font-size:24px;margin-top:0}.clean-list{padding-left:18px;line-height:1.8;color:#d8e5eb}.mli-calculator-section{background:linear-gradient(180deg,#eff8fb,#fff)}.section-intro{max-width:760px;color:#627987}.mli-calc-shell{display:grid;grid-template-columns:1.2fr .8fr;gap:0;border-radius:20px;overflow:hidden;box-shadow:var(--shadow);border:1px solid #d6e5ec}.mli-calc-form{background:#fff;padding:28px}.field-group{display:grid;grid-template-columns:1fr 1fr;gap:15px;margin-bottom:15px}.field-group label{font-size:13px;font-weight:800;color:#466073}.field-group input,.field-group select{width:100%;margin-top:7px;padding:13px;border:1px solid #c8d9e3;border-radius:9px;font:inherit;background:#fff}.mli-results{background:linear-gradient(145deg,#063650,#0c5d73);color:#fff;padding:30px}.result-kicker{text-transform:uppercase;letter-spacing:.12em;font-size:11px;color:#9ddcdd;font-weight:800}.big-result{padding:22px 0;border-bottom:1px solid rgba(255,255,255,.16)}.big-result span{display:block;opacity:.78}.big-result strong{display:block;font-size:40px;margin-top:5px}.result-grid{display:grid;grid-template-columns:1fr 1fr;gap:12px;margin:20px 0}.result-grid>div{background:rgba(255,255,255,.08);border:1px solid rgba(255,255,255,.12);padding:13px;border-radius:10px}.result-grid span,.result-grid strong{display:block}.result-grid span{font-size:11px;opacity:.72}.result-grid strong{font-size:17px;margin-top:5px}.full-btn{width:100%;text-align:center}.calc-warning{min-height:42px;margin-top:8px;padding:10px 12px;border-radius:8px;background:#fff7df;color:#7a5c00;font-size:12px;display:none}.calc-warning.show{display:block}.calculator-notes{margin-top:16px;padding:16px;border-left:4px solid var(--teal);background:#fff;color:#607685;font-size:13px;line-height:1.6}.steps-section{background:#fff}.process-grid{display:grid;grid-template-columns:repeat(5,1fr);gap:14px;margin-top:26px}.process-grid>div{border-top:3px solid #8bd2d3;padding:18px 10px 10px}.process-grid span{color:var(--teal);font-weight:900;font-size:13px}.process-grid h3{color:var(--navy);font-size:17px}.process-grid p{color:#617786;font-size:13px;line-height:1.5}.faq-band{background:#f7fbfd}
@media(max-width:900px){.program-hero-grid,.two-col-info,.mli-calc-shell{grid-template-columns:1fr}.program-hero-card{max-width:580px}.threshold-grid{grid-template-columns:1fr}.threshold-card.featured{transform:none}.process-grid{grid-template-columns:1fr 1fr}.program-stat-row{grid-template-columns:1fr}.program-hero h1{font-size:44px}}
@media(max-width:600px){.field-group,.result-grid,.check-grid,.process-grid{grid-template-columns:1fr}.program-hero h1{font-size:36px}.program-hero{min-height:650px}}

/* Financing solution pages */
.card-link{display:block;color:inherit}.card-link span{display:inline-block;margin-top:8px;color:var(--teal);font-weight:800;font-size:13px}.solution-hero,.detail-hero{position:relative;min-height:520px;background:center/cover no-repeat;color:#fff;display:flex;align-items:center}.solution-hero{background-image:url('https://images.unsplash.com/photo-1486406146926-c627a92ad1ab?auto=format&fit=crop&w=2000&q=85')}.solution-hero-overlay,.detail-hero-overlay{position:absolute;inset:0;background:linear-gradient(90deg,rgba(4,38,61,.96) 0%,rgba(4,38,61,.82) 52%,rgba(4,38,61,.35) 100%)}.solution-hero-content,.detail-hero-content{position:relative;z-index:1;padding-top:75px;padding-bottom:75px;max-width:860px}.solution-hero h1,.detail-hero h1{font-size:54px;line-height:1.06;margin:12px 0 18px}.solution-hero h1 span{color:#9ce0df}.solution-hero p,.detail-hero p{font-size:18px;line-height:1.65;color:#dceaf0;max-width:760px}.solution-hub-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:18px;margin-top:28px}.solution-hub-card{border:1px solid var(--line);border-radius:16px;padding:24px;background:#fff;box-shadow:0 8px 24px rgba(18,48,71,.06);color:inherit;transition:.2s ease}.solution-hub-card:hover{transform:translateY(-4px);box-shadow:0 12px 30px rgba(18,48,71,.1)}.solution-hub-card h3{margin-top:0;color:var(--navy);font-size:22px}.solution-hub-card p{color:#627987;line-height:1.6}.solution-hub-card span{font-weight:800;color:var(--teal)}.service-list{columns:2;column-gap:35px;padding-left:20px;color:#3f6276;line-height:1.9}.review-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:16px;margin-top:26px}.review-grid>div{background:#fff;border:1px solid var(--line);border-radius:14px;padding:20px}.review-grid strong{color:var(--navy);font-size:18px}.review-grid p{color:#637a89;line-height:1.55;margin-bottom:0}@media(max-width:900px){.solution-hub-grid,.review-grid{grid-template-columns:1fr 1fr}.solution-hero h1,.detail-hero h1{font-size:44px}}@media(max-width:600px){.solution-hub-grid,.review-grid{grid-template-columns:1fr}.service-list{columns:1}.solution-hero h1,.detail-hero h1{font-size:36px}.solution-hero,.detail-hero{min-height:560px}}

/* Dedicated calculator hub and calculator pages */
.calculator-hero{background:linear-gradient(135deg,#052d49,#0a5a73);color:#fff;padding:78px 0}.calculator-hero h1{font-size:52px;line-height:1.06;margin:10px 0 16px}.calculator-hero p{max-width:760px;color:#dceaf0;font-size:18px}.calculator-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:18px;margin-top:28px}.calculator-card{border:1px solid var(--line);border-radius:16px;padding:24px;background:#fff;box-shadow:0 8px 24px rgba(18,48,71,.06);transition:.2s}.calculator-card:hover{transform:translateY(-4px);box-shadow:var(--shadow)}.calculator-card .calc-icon{width:46px;height:46px;border-radius:12px;background:#e8f7f7;display:flex;align-items:center;justify-content:center;color:var(--teal);font-weight:900;font-size:20px}.calculator-card h3{color:var(--navy);font-size:21px;margin:16px 0 8px}.calculator-card p{color:#617888;min-height:66px}.calculator-card span{color:var(--teal);font-weight:800}.dedicated-calc{display:grid;grid-template-columns:1fr .8fr;gap:0;border-radius:20px;overflow:hidden;box-shadow:var(--shadow);border:1px solid #d5e4eb;margin-top:26px}.dedicated-calc-inputs{padding:30px;background:#fff}.dedicated-calc-inputs h2{font-size:30px}.input-grid{display:grid;grid-template-columns:1fr 1fr;gap:16px}.input-grid label{font-weight:800;font-size:13px;color:#496477}.input-grid input,.input-grid select{width:100%;margin-top:7px;padding:13px;border:1px solid #c9d9e3;border-radius:9px;font:inherit}.dedicated-calc-results{padding:30px;background:linear-gradient(145deg,#062f4a,#0c6477);color:#fff}.dedicated-calc-results h3{margin-top:0;font-size:24px}.primary-result{padding:18px 0 24px;border-bottom:1px solid rgba(255,255,255,.18)}.primary-result span{display:block;font-size:12px;opacity:.72}.primary-result strong{display:block;font-size:42px;margin-top:5px}.result-list{display:grid;gap:12px;margin-top:18px}.result-list div{background:rgba(255,255,255,.08);border:1px solid rgba(255,255,255,.13);border-radius:10px;padding:14px}.result-list span,.result-list strong{display:block}.result-list span{font-size:12px;opacity:.72}.result-list strong{font-size:20px;margin-top:4px}.scenario-note{margin-top:15px;border-radius:9px;background:#e6f6ef;color:#28654b;padding:12px;font-size:13px}.scenario-note.warn{background:#fff0e8;color:#8a4a27}.formula-box{margin-top:24px;padding:20px;border-radius:14px;background:#f4f9fb;border:1px solid #deebf0}.formula-box h3{margin-top:0;color:var(--navy)}.formula-box p,.formula-box li{color:#5f7686}.tool-links{display:flex;flex-wrap:wrap;gap:9px;margin-top:25px}.tool-links a{padding:9px 12px;border:1px solid var(--line);border-radius:999px;color:#3f6478;font-weight:700;font-size:13px}.tool-links a:hover{background:#eaf7f8;color:#146e75}.calc-disclaimer{margin-top:22px;border-left:4px solid var(--teal);padding:14px 16px;background:#f7fbfd;color:#627987;font-size:13px}.page-cta{background:#edf8fa;text-align:center}.page-cta p{max-width:700px;margin:12px auto 22px;color:#5f7686}@media(max-width:900px){.calculator-grid{grid-template-columns:1fr 1fr}.dedicated-calc{grid-template-columns:1fr}.calculator-hero h1{font-size:44px}}@media(max-width:600px){.calculator-grid,.input-grid{grid-template-columns:1fr}.calculator-hero h1{font-size:36px}.calculator-card p{min-height:auto}}


/* V5 Ontario Markets + advanced inquiry */
.market-hero{background:linear-gradient(105deg,rgba(4,38,61,.96),rgba(6,80,99,.80)),url('https://images.unsplash.com/photo-1517090504586-fde19ea6066f?auto=format&fit=crop&w=2000&q=85') center/cover;color:#fff;padding:84px 0}.market-hero h1{font-size:52px;line-height:1.05;margin:10px 0 16px}.market-hero p{max-width:760px;color:#dbeaf0;font-size:18px;line-height:1.65}.market-card-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:18px;margin-top:28px}.market-card{display:block;background:#fff;border:1px solid var(--line);border-radius:16px;overflow:hidden;color:inherit;box-shadow:0 8px 24px rgba(18,48,71,.06);transition:.2s}.market-card:hover{transform:translateY(-4px);box-shadow:var(--shadow)}.market-card img{width:100%;height:150px;object-fit:cover}.market-card-body{padding:18px}.market-card h3{color:var(--navy);margin:0 0 7px}.market-card p{color:#637b89;font-size:14px;line-height:1.55;min-height:64px}.market-card span{color:var(--teal);font-weight:800}.city-hero{min-height:500px;display:flex;align-items:center;background:center/cover;position:relative;color:#fff}.city-hero:before{content:"";position:absolute;inset:0;background:linear-gradient(90deg,rgba(3,33,54,.95),rgba(3,33,54,.62),rgba(3,33,54,.22))}.city-hero .container{position:relative;z-index:1}.city-hero h1{font-size:52px;max-width:850px;margin:12px 0 16px}.city-hero p{max-width:720px;font-size:18px;line-height:1.65;color:#dfeaf0}.city-grid{display:grid;grid-template-columns:1.2fr .8fr;gap:26px}.city-panel{background:#f4f9fb;border:1px solid var(--line);border-radius:16px;padding:24px}.city-panel h3{margin-top:0;color:var(--navy)}.city-panel li{margin:9px 0;color:#527080}.city-tags{display:flex;flex-wrap:wrap;gap:8px;margin-top:15px}.city-tags span{background:#e7f6f6;color:#176d73;padding:8px 10px;border-radius:999px;font-weight:800;font-size:12px}.market-cta{background:#ecf8f9}.inquiry-hero{background:linear-gradient(120deg,#052e49,#0d6475);color:#fff;padding:72px 0}.inquiry-hero h1{font-size:50px;line-height:1.08;margin:10px 0 15px}.inquiry-hero p{max-width:760px;font-size:18px;color:#dceaf0;line-height:1.65}.advanced-form-wrap{display:grid;grid-template-columns:.72fr 1.28fr;gap:26px;align-items:start}.inquiry-side{position:sticky;top:110px;background:#f4f9fb;border:1px solid var(--line);border-radius:18px;padding:24px}.inquiry-side h3{color:var(--navy);margin-top:0}.inquiry-side ul{padding-left:20px;color:#567182;line-height:1.7}.inquiry-side .privacy-box{background:#fff;border:1px solid var(--line);border-radius:12px;padding:15px;margin-top:18px;font-size:13px;color:#637987}.advanced-form{background:#fff;border:1px solid var(--line);border-radius:20px;box-shadow:var(--shadow);padding:26px}.advanced-form .steps{margin-bottom:24px}.dynamic-block{display:none;grid-column:1/-1;background:#f7fbfd;border:1px dashed #b9d8df;border-radius:12px;padding:16px}.dynamic-block.show{display:block}.upload-area{grid-column:1/-1;border:2px dashed #bdd5de;background:#f8fcfd;border-radius:14px;padding:22px;text-align:center}.upload-area input{margin-top:10px}.form-help{font-size:12px;color:#7a8e99;margin-top:5px;font-weight:500}.risk-grid{display:grid;grid-template-columns:1fr 1fr;gap:14px;grid-column:1/-1}.check-row{display:flex;gap:10px;align-items:flex-start;border:1px solid var(--line);border-radius:11px;padding:13px;background:#fff}.check-row input{margin-top:3px}.review-summary{background:#f4f9fb;border-radius:14px;padding:18px;grid-column:1/-1}.review-summary h3{margin-top:0;color:var(--navy)}.completion-meter{height:8px;background:#e4edf1;border-radius:99px;overflow:hidden;margin:12px 0 20px}.completion-meter span{display:block;height:100%;background:var(--teal);width:20%;transition:.2s}.form-status.success{background:#e9f7ef;color:#245e41;padding:12px;border-radius:9px;margin-top:12px}.form-status.error{background:#fff0eb;color:#8c4b2f;padding:12px;border-radius:9px;margin-top:12px}
@media(max-width:1000px){.market-card-grid{grid-template-columns:repeat(2,1fr)}.advanced-form-wrap,.city-grid{grid-template-columns:1fr}.inquiry-side{position:static}.city-hero h1,.market-hero h1,.inquiry-hero h1{font-size:42px}}@media(max-width:600px){.market-card-grid{grid-template-columns:1fr}.risk-grid{grid-template-columns:1fr}.city-hero h1,.market-hero h1,.inquiry-hero h1{font-size:34px}.advanced-form{padding:18px}}
.hp-field{position:absolute!important;left:-10000px!important;top:auto!important;width:1px!important;height:1px!important;overflow:hidden!important;opacity:0!important}.site-footer a{color:inherit}.form-status.error{color:#9b1c1c;background:#fff1f1;border:1px solid #f4bcbc;padding:12px;border-radius:8px}.form-status.success{color:#0b5d46;background:#effbf6;border:1px solid #bde8d7;padding:12px;border-radius:8px}
/* V7 final polish */
.alt{background:#f6fafc}.nav-links a.active{color:var(--teal);font-weight:800}.site-footer .footer-logo{max-width:190px}.site-footer a:hover{color:#8fe0df}.legal-notice{font-size:12px;color:#708592}.mobile-sticky-cta{display:none}@media(max-width:760px){body{padding-bottom:70px}.mobile-sticky-cta{display:flex;position:fixed;z-index:999;left:0;right:0;bottom:0;background:#fff;border-top:1px solid #d5e4eb;padding:10px 14px;box-shadow:0 -8px 20px rgba(5,45,73,.08)}.mobile-sticky-cta a{width:100%;text-align:center}}

/* Financial checkbox card alignment */
.check-grid{
  display:grid;
  grid-template-columns:repeat(2,1fr);
  gap:14px;
}

.check-row{
  display:flex;
  align-items:flex-start;
  gap:12px;
  padding:16px 18px;
  border:1px solid var(--line);
  border-radius:12px;
  background:#fff;
  cursor:pointer;
}

.check-row input[type="checkbox"]{
  width:18px;
  height:18px;
  margin:2px 0 0 0;
  flex:0 0 auto;
}

.check-row > span{
  display:block;
  flex:1;
  text-align:left;
}

.check-row strong{
  display:block;
  margin-bottom:4px;
  color:#123047;
  line-height:1.35;
}

.check-row .form-help{
  display:block;
  color:#627487;
  line-height:1.4;
}

@media(max-width:700px){
  .check-grid{
    grid-template-columns:1fr;
  }
}